Terms of Use

Effective date: May 1st, 2026

These Terms of Use (“Terms”) govern your access to and use of the Flourish55+ website located at www.f55plus.com(the “Site”), including related articles, newsletters, Field Notes, email communications, and other materials provided by Flourish55+ (“Flourish55+,” “we,” “us,” or “our”).

By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

Purpose of the Site

Flourish55+ is a reflective publication focused on thoughtful writing about life after 55, including aging, health, independence, resilience, relationships, home, work, money, travel, meaning, daily rhythm, and quality of life.

The content on the Site is provided for general informational and educational purposes only. It is not intended to provide medical, legal, financial, psychological, or other professional advice.

We are not a medical provider. We do not offer medical advice, diagnosis, or treatment. Content on the Site is not a substitute for guidance from a qualified healthcare professional. You should consult an appropriate professional regarding any medical condition, treatment, screening, lifestyle change, financial decision, legal concern, or other personal matter.

Use of the Site

You agree to use the Site only for lawful purposes.

You may not:

  • Attempt to gain unauthorized access to the Site or its systems

  • Use the Site in a way that disrupts, damages, or interferes with its operation

  • Scrape, copy, reproduce, distribute, or commercially exploit Site content without permission

  • Use the Site for fraudulent, abusive, harmful, or unlawful purposes

  • Misrepresent your identity or affiliation when interacting with the Site

  • Attempt to bypass any security, access, or usage restrictions

We reserve the right to restrict or terminate access to the Site if we believe it is being misused or used in violation of these Terms.

Intellectual Property

All content on the Site, including articles, newsletters, Field Notes, text, logos, design elements, images created by or for Flourish55+, and original materials, is owned by Flourish55+ or used with permission, unless otherwise noted.

You may share links to our articles and quote short excerpts for non-commercial purposes, provided that clear attribution is given and the use does not misrepresent the original meaning.

You may not republish full articles, newsletters, Field Notes, or other substantial portions of our content without written permission.

Reader Submissions and Communications

From time to time, readers may reply to emails, submit questions, suggest topics, or otherwise communicate with Flourish55+.

By sending us a message, suggestion, question, idea, or other submission, you grant Flourish55+ permission to read, consider, and use the substance of that submission to inform future editorial work, Field Notes, newsletters, articles, recommendations, or related publication planning.

We will not intentionally publish your full name, email address, or identifying personal details without permission. However, we may refer generally to reader questions, themes, or patterns in future content.

Please do not send confidential, sensitive, medical, financial, legal, or private information that you do not want us to review or retain.

We are not obligated to respond to every message or to cover every suggested topic.

Affiliate Disclosure

Some articles, newsletters, Field Notes, or other materials may contain affiliate links. This means that if you choose to make a purchase or take an action through those links, we may earn a commission at no additional cost to you.

We approach affiliate relationships conservatively. We may reference products, services, books, tools, or experiences when they are relevant to the topic being discussed and aligned with our editorial values.

Affiliate relationships do not determine our editorial judgment. We do not accept compensation in exchange for positive coverage, and affiliate relationships do not control the substance of our writing.

Our goal is to preserve reader trust. Any revenue generated through affiliate links supports the ongoing work of the publication.

Third-Party Links and Services

The Site may contain links to third-party websites, services, resources, studies, articles, products, or organizations.

We provide third-party links for convenience, reference, or further reading. We are not responsible for the content, accuracy, policies, security, availability, or practices of third-party websites or services.

Your interactions with third-party websites are governed by their own terms and privacy policies.

No Guarantees

We make reasonable efforts to publish thoughtful, accurate, and carefully considered content. However, the Site and its content are provided for general informational purposes only.

We do not guarantee that:

  • The content will be complete, current, or error-free

  • The Site will always be available or uninterrupted

  • Any information will be suitable for your specific circumstances

  • Any product, service, resource, or recommendation will produce a particular result

You are responsible for evaluating information in light of your own circumstances and, when appropriate, consulting qualified professionals.

Disclaimer of Warranties

The Site and all content are provided on an “as is” and “as available” basis.

To the fullest extent permitted by law, Flourish55+ disclaims all warranties, express or implied, including warranties of accuracy, reliability, merchantability, fitness for a particular purpose, non-infringement, and availability.

You use the Site at your own discretion and risk.

Limitation of Liability

To the fullest extent permitted by law, Flourish55+ and its owners, contributors, affiliates, service providers, and representatives will not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to:

  • Your use of or inability to use the Site

  • Your reliance on any content

  • Your interaction with third-party links, products, services, or resources

  • Errors, omissions, interruptions, or delays

  • Unauthorized access to or use of information

Some jurisdictions do not allow certain limitations of liability, so some of the above limitations may not apply to you.

Indemnification

You agree to indemnify and hold harmless Flourish55+ and its owners, contributors, affiliates, service providers, and representatives from and against any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorneys’ fees, arising from:

  • Your use of the Site

  • Your violation of these Terms

  • Your violation of any law or third-party right

  • Any content, message, or submission you provide to us

Changes to the Site

We may update, change, suspend, or discontinue any part of the Site at any time without notice. We may also revise, remove, or update content as needed.

Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated effective date.

Your continued use of the Site after changes are posted means you accept the revised Terms.

Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Montana, without regard to its conflict of law principles.

Any disputes arising from these Terms or your use of the Site shall be subject to the state or federal courts located in Montana, unless applicable law requires otherwise.

Contact

If you have questions about these Terms of Use, you can contact us at:

Email: hello@f55plus.com
Website: www.f55plus.com